Health & Wellness

Good health is a blessing we want everyone in our church to enjoy-including those preparing for a life of service in The Lutheran Church-Missouri Synod.  The Seminary Student Option of the Concordia Health Plan is Option CSS.  Students at Concordia Seminary and Concordia Theological Seminary have the same comprehensive health coverage enjoyed by workers throughout the LCMS.

The Concordia Health Plan provides peace of mind.  The Seminary is pleased to offer the comprehensive benefits of the Concordia Health Plan (CHP) to our students.  Although the cost is comparable with other insurance plans, the CHP covers so much more:

  • Medical care, including preventive services, well-child, and routine exams
  • Dental care
  • Prescription drug coverage
  • Mental health and substance abuse care
  • An employee (student) assistance program
  • Health and wellness programs
  • Vision care
  • Discounts on hearing care

The CHP enrollment guidelines:

All students in residential programs taking seven credit hours or more are required to have health insurance while attending school.  Coverage is also required during vicarage, internship, foreign study and for residential S.T.M. and Ph.D. students carrying six or more credit hours, full-time residential student working on a dissertation or preparing for exams, and international students.  Students’ spouses and dependent children are also eligible for coverage.

Students may opt out of the CHP only if covered under another health plan, as described below:

  • A spouses’ group health plan (coverage by virtue of employment, including military service)
  • A parent’s group health plan (coverage by virtue of employment, including military service)
  • A former employer’s group health plan
  • A Medicare supplemental plan
  • A governmental medical assistance program for low-income persons (e.g., Medicaid)
  • A foreign country plan while studying outside the United States

Please call campus nurse, Carla Hagan for additional information or questions regarding the Seminary’s policy on Health Insurance at 314-505-7204, or email