Financial Aid

How is Financial Aid Eligibility Determined?

manYour calling is a mission from God, and your education is an investment in the fulfillment of your call. With the support of individuals and organizations within The Lutheran Church—Missouri Synod and beyond, Concordia Seminary, St. Louis offers a variety of financial aid, grants, awards, and scholarships for incoming students. Browse here to learn about your options for paying for Seminary.

 
A formula established by Congress is applied to the data which you submit on your Free Application for Federal Student Aid (FAFSA). The resulting Student Aid Report (SAR) includes an Expected Family Contribution (EFC), which indicates how much money you are expected to contribute toward your education. Your remaining financial need is determined by the following calculation:

Cost of Attendance (-) EFC = Financial Need

Your cost of attendance includes:

  • Tuition and fees
  • Room and board
  • Books and supplies
  • Estimated health insurance costs
  • An allowance for transportation
  • An allowance for miscellaneous expenses

All of our students are classified as independent; therefore, your EFC and financial need eligibility will be based solely on the personal information you submit on the FAFSA. It is not dependent on your parents’ income and/or financial history.

Required Ministerial Formation Applications for Financial Aid

For 2015-2016 academic year:

For 2015 summer:

MA, STM and PhD students may find their Financial Aid Applications here.