Financial aid, grants, awards and scholarships for Concordia Seminary

Financial Aid

Your Seminary education is an investment not only in yourself, but also in the future of The Lutheran Church—Missouri Synod. Because of this, many people and organizations contribute to a variety of funding options, which we can explore with you, based on your needs, eligibility and program of interest.

Ministerial Formation

Residential

  1. Incentive, Merit, Presidential and Regent Awards
    This category of financial aid rewards meritorious performance. Financial aid opportunities include:

      1. Incoming/continuing students
      2. Incoming students
          • $500 for passing the ELCEs – deadline: Feb. 28
          • $1,000 for the top 10 percent of GRE verbal scores (among all incoming M.Div., RAR and M.A. Deaconess students) – deadline: Feb. 28
          • $500 for signing documents stating an intent to enroll – deadline: April 30
          • $500 for passing the languages – deadline: May 31
          • $500 for completing all required enrollment documents – deadline: June 30
          • GPA scholarship - $1,000 for students who maintain a minimum 3.5 GPA after their first year of enrollment
    1. Priority Endowment Scholarships
      These grants are funded by donor gifts and investment income from endowments where the donor has requested the award be made to students who meet certain criteria, e.g. LCMS district, geographic area, academic performance, etc.
    2. Adopt-A-Student Grants
      The Seminary is blessed to have many donors who commit to supporting a student through his academic career. In return for this financial support, students are required to communicate on a regular basis with these donors. Historically, students who have established positive relationships and have regular communication with these donors have seen an increase in their Adopt-A-Student awards.
    3. Partners in Ministry
      The Seminary is blessed in its relationships with many LCMS entities that financially support our students in their formation for ministry. First among our partners in ministry are LCMS districts and the students’ home congregations.
    4. Scholarships
      Per the Financial Aid Partnership Covenant M.Div. and RAR students are required to apply for multiple scholarships with at least one being from our provided list.
    5. Residential Program Grant
      This grant will fill any gap in tuition funding after all other support is received.

      Student Financial Aid Partnership Covenant
      Students who wish to receive institutional financial aid, including priority endowment and Adopt-A-Student awards and/or other scholarships and grants, must annually agree to a Partnership Covenant.This covenant expresses the Seminary’s commitment to guarantee financial aid to Master of Divinity and Residential Alternate Route students at least equal to the cost of tuition. Students must agree to maintain satisfactory academic progress as well as apply for scholarships from their district, home congregation and other organizations and individuals. Also, students must complete their required financial aid documents on time and must correspond with their individual donors on a regular basis.

    Financial Aid Applications

  1. Graduate Grants Graduate students are eligible to receive Graduate Grants based on a combination of need and merit.Students may receive up to 50 percent of tuition based on their need as determined by the Free Application for Federal Student Aid (FAFSA).Graduate students also are eligible to receive up to 25 percent of tuition based on their incoming or previous year’s GPA. Students with a GPA of 3.75 or above will receive the full 25 percent grant, while students with a GPA between 3.51 and 3.74 will receive a prorated amount based on their average. Students with a GPA of 3.5 and below will not be eligible.
  2. Incentive, Merit, Presidential Awards This category of financial aid rewards meritorious performance. Financial aid opportunities include:
    1. Incoming students
        • $500 for passing the ELCEs – deadline: Feb. 28
        • $1,000 for the top 10 percent of GRE verbal scores (among all incoming M.Div., RAR and M.A. Deaconess students) – deadline: Feb. 28
        • $500 for signing documents stating an intent to enroll – deadline: April 30
        • $500 for completing all required enrollment documents – deadline: June 30
  1. Continuing students
      • GPA scholarship - $1,000 for students who maintain a minimum 3.5 GPA after their first year of enrollment
  • Priority Endowment Scholarships These grants are funded by donor gifts and investment income from endowments where the donor has requested the award be made to students who meet certain criteria, e.g. LCMS district, geographic area, academic performance, etc.
  • Adopt-A-Student Grants The Seminary is blessed to have many donors who commit to supporting a student through his academic career. In return for this financial support, students are required to communicate on a regular basis with these donors. Historically, students who have established positive relationships and have regular communication with these donors have seen an increase in their Adopt-A-Student awards.
  • Partners in Ministry The Seminary is blessed in its relationships with many LCMS entities that financially support our students in their formation for ministry. First among our partners in ministry are LCMS districts and the students’ home congregations.
  • Scholarships Per the Financial Aid Partnership Covenant M.Div. and RAR students are required to apply for multiple scholarships with at least one being from our provided list.
  • Residential Program Grant This grant will fill any gap in tuition funding after all other support is received.
  •  
    Student Financial Aid Partnership Covenant
    Students who wish to receive institutional financial aid, including priority endowment and Adopt-A-Student awards and/or other scholarships and grants, must annually agree to a Partnership Covenant.

    This covenant expresses the Seminary’s commitment to guarantee financial aid to Master of Divinity and Residential Alternate Route students at least equal to the cost of tuition. Students must agree to maintain satisfactory academic progress as well as apply for scholarships from their district, home congregation and other organizations and individuals. Also, students must complete their required financial aid documents on time and must correspond with their individual donors on a regular basis.

     
    Financial Aid Applications

    Ministerial Formation

    Distance

    The Seminary does not offer any grants or aid for the SMP program.

    Students enrolled in the GPC Program will receive a standard grant of 50 percent of published tuition.
     
    Financial Aid Applications

    The Seminary will provide CHS students financial assistance of one-third (1/3) of published tuition through a Partnership Covenant.
     
    Financial Aid Applications

    The Seminary will provide EIIT students financial assistance of one-third (1/3) of published tuition through a Partnership Covenant.

    Advanced Studies

    Master of Arts (M.A.)

    • Need-based support – Master of Arts students are eligible to receive up to 50 percent of tuition based on their need as determined by the Free Application for Federal Student Aid (FAFSA).
    • Merit-based support – Graduate students also are eligible to receive up to 25 percent of tuition based on their incoming or previous year’s GPA. Students with a GPA over 3.5 will be eligible for a grant up to 25 percent of tuition, for a total possible Graduate Grant of 75 percent of tuition.  Merit awards will be recalculated at the end of each academic year during the student’s time in the M.A. Program.

     
    Financial Aid Applications

    1. Graduate Grants Graduate students are eligible to receive Graduate Grants based on a combination of need and merit.Students may receive up to 50 percent of tuition based on their need as determined by the Free Application for Federal Student Aid (FAFSA).Graduate students also are eligible to receive up to 25 percent of tuition based on their incoming or previous year’s GPA. Students with a GPA of 3.75 or above will receive the full 25 percent grant, while students with a GPA between 3.51 and 3.74 will receive a prorated amount based on their average. Students with a GPA of 3.5 and below will not be eligible.
    2. Incentive, Merit, Presidential Awards This category of financial aid rewards meritorious performance. Financial aid opportunities include:
      1. Incoming students
          • $500 for passing the ELCEs – deadline: Feb. 28
          • $1,000 for the top 10 percent of GRE verbal scores (among all incoming M.Div., RAR and M.A. Deaconess students) – deadline: Feb. 28
          • $500 for signing documents stating an intent to enroll – deadline: April 30
          • $500 for completing all required enrollment documents – deadline: June 30
    1. Continuing students
        • GPA scholarship - $1,000 for students who maintain a minimum 3.5 GPA after their first year of enrollment
  • Priority Endowment Scholarships These grants are funded by donor gifts and investment income from endowments where the donor has requested the award be made to students who meet certain criteria, e.g. LCMS district, geographic area, academic performance, etc.
  • Adopt-A-Student Grants The Seminary is blessed to have many donors who commit to supporting a student through his academic career. In return for this financial support, students are required to communicate on a regular basis with these donors. Historically, students who have established positive relationships and have regular communication with these donors have seen an increase in their Adopt-A-Student awards.
  • Partners in Ministry The Seminary is blessed in its relationships with many LCMS entities that financially support our students in their formation for ministry. First among our partners in ministry are LCMS districts and the students’ home congregations.
  • Scholarships Per the Financial Aid Partnership Covenant M.Div. and RAR students are required to apply for multiple scholarships with at least one being from our provided list.
  • Residential Program Grant This grant will fill any gap in tuition funding after all other support is received.
  •  
    Student Financial Aid Partnership Covenant
    Students who wish to receive institutional financial aid, including priority endowment and Adopt-A-Student awards and/or other scholarships and grants, must annually agree to a Partnership Covenant.

    This covenant expresses the Seminary’s commitment to guarantee financial aid to Master of Divinity and Residential Alternate Route students at least equal to the cost of tuition. Students must agree to maintain satisfactory academic progress as well as apply for scholarships from their district, home congregation and other organizations and individuals. Also, students must complete their required financial aid documents on time and must correspond with their individual donors on a regular basis.

     
    Financial Aid Applications

    • Need-based support – Graduate students are eligible to receive up to 50 percent of tuition based on their need as determined by the Free Application for Federal Student Aid (FAFSA).
    • Merit-based support - Graduate students also are eligible to receive up to 50 percent of tuition based on their incoming or previous year’s GPA. Students with a GPA over 3.5 will be eligible for a grant up to 50 percent of tuition, for a total possible Graduate Grant of 100 percent of tuition.  Merit awards will be recalculated at the end of each academic year during the student’s time in the S.T.M. Program.

     
    Financial Aid Applications

    • Need-based support – Graduate students are eligible to receive up to 50 percent of tuition based on their need as determined by the Free Application for Federal Student Aid (FAFSA).
    • Merit-based support - Students who maintain a GPA of 3.5 or above will receive grants equal to 50 percent of tuition.

    Doctor of Ministry students will receive a stand grant of 50 percent of published tuition.
     
    Financial Aid Applications

    Scholarships

    We encourage students to apply to independent foundations that support ministerial and theological education through the distribution of grants and scholarships.

    Learn More

    Presidential Awards

    Concordia Seminary, St. Louis’ Presidential Awards provide financial aid opportunities for incoming students who graduate from the colleges and universities of The Lutheran Church—Missouri Synod (CUS) or Valparaiso University (VU), and who have applied to a program in Ministerial Formation at Concordia Seminary.

    Learn More

    Regent Awards

    Concordia Seminary, St. Louis’ Regent Awards are designed to help future pastors overcome financial barriers and fulfill their call to ministry.

    Learn More

    District Support

    To apply for district support, visit the CUS website. Find the representative from your district to find deadlines and to determine if you are required to provide information beyond the general district application.

    Learn More

    Student Loans

    Post-baccalaureate students are eligible for unsubsidized loans only. The federal direct unsubsidized loan program is not need based and provides loans based on the student’s total cost of attendance and anticipated financial assistance.

    Learn More